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2.1
Details
This regular savings plan offers all sorts of apparent benefits but what is not explained to you is the impact of the initial unit charges. They are never mentioned in the illustrations. They are in the terms and conditions but you almost need a Ph.D. in Quantum...
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Review
#1472588 Review #1472588 is a subjective opinion of poster.
Reason of review
Not as described/ advertised
Preferred solution
Full refund

Royal London 360 - They make up the rules as they go along

1.4
Details
RL360 is not a company to be trusted amd i sorry for every being persuaded to enter into a 20 year policy. They regularly divert the premium payment into their own account until you make a serious complaint. Each time they have offered a different excuse. What is more worrying is that there is nothing in the T&C of the policy that allows them to do so. When i have asked them to highlight which clause they are following they ignore my correspondence. If this is the sort of company you want to deal with you have been warned. Do not make the same mistake i have.
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Review
#1486429 Review #1486429 is a subjective opinion of poster.

Royal London 360 - Lose documents

This company lose documents. Then after you get proof of postage sent to them they suddenly turn up. Good job i never resent. My solicitor emails then with an auto trepky and they deny getting it. They are worrying
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Review
#1272585 Review #1272585 is a subjective opinion of poster.
Reason of review
Bad quality
1.0
Details
I took a policy with this RL360 a Royal London and they promise if i do invest a certain fixed yearly amount with them after a 15 year you will get as worst scenario the equal amount you was giving at the end of 15 years and they said the first 2 -and half year you...
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4 comments
Anonymous
#1632909

I had the same issue. I do not trust them anymore.

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Review
#1118893 Review #1118893 is a subjective opinion of poster.
Reason of review
Not as described/ advertised
Inital period you works for company.All your many for this period would RL360 income. Rl paid comission from this many for his agents and had some profit for company. If you will continue not 3000 usd- you wouldn't have good result because commission for inital period...
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Review
#1014805 Review #1014805 is a subjective opinion of poster.
Reason of review
Problems with payment
2.0
Details

Update by user Dec 05, 2016

Update!

It is the advisor from Montpelier Group that has mislead me and not RL360. RL360 is only guilty of providing a hard to understand and bad product.

Original review posted by user Dec 05, 2016

I also *** up! Yes, just another fool that got sucked in. I entered the Quantum plan November last year and has...
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5 comments
Anonymous
#1307983

I fell into the same trap and only googled reviews too late. I got sold a 23year plan when we explained we needed a shorter term option and flexibility.

RL360 is anything but flexible.

I dumped the policy after 6 months as it was cheaper to lose 100% of contributions in 6 months or wait until the allocation period 23 months then try with draw and lose 82% of initial contributions to FEES.

Probably an ok policy if you are keen on a 23 year plan but for myself a total waste of time an money.

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Review
#967064 Review #967064 is a subjective opinion of poster.
Reason of review
Not as described/ advertised
Preferred solution
Full refund
1.0
Details
We invested for 20 years and picked the chinese opportunity fund well before China took off. When we realised that the returns were not in line with what the fund was doing we complained and were told of the high cost of administration. We told them that this was not...
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1 comment
Anonymous
#1708339

Dont agree

Review
#854047 Review #854047 is a subjective opinion of poster.
Reason of review
Problems with payment
I was sold this Royal London 360 as an investment for my QROPS, it has lost 20% of its value in 4 years and now the bastards are trying to charge me £3k to get out. Each year the various fees are more than the investment return. Neither the broker company who sold me...
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1 comment
Anonymous
#1493330

I fail to see why any of this is RL360s fault?All of this is your brokers fault for taking his hands off the wheel with regards your investments and not explaining the fees in advance.You are also accountable for signing up for this and not understanding it in full. No one should part with money without fully knowing what they are getting themselves into!

Review
#853352 Review #853352 is a subjective opinion of poster.
Reason of review
Pricing issue
buyer beware: http://www.mrmoneymustache.com/rl360-insurance/ "Clicking that result to visit my own forum, I saw that some MMM readers had gone through some very bad experiences with the company: RL360 Insurance – I dun Goofed Even more interestingly, there was another...
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Review
#800937 Review #800937 is a subjective opinion of poster.
Cons
  • Strategic lawsuit against public participation
Reason of review
corporate suppression of free expression
Loss
$20
Preferred solution
drop your lawsuits and behave like a good corporate citizen
I am not impressed at all After 6 years I got less than what I put in Hahaha what a joke Keep putting money in and someone else eats it Joke
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1 comment
subpoenanotice
#1118440

Please take notice that RL360 INSURANCE COMPANY, LTD (the Plaintiff), has initiated an action in the Superior Court of the State of Arizona in and for the County of Maricopa, Case No. CV2016-004485 (the Action).

In the Action, the Plaintiff seeks to subpoena Consumer Opinion, LLC for your contact information, IP address, any other information which would identify you, and any other messages that you have posted on the website known as PissedConsumer.com, under Review #761945, or any other review posted by you about the Plaintiff.

If you do not respond within 10 business days with your true and correct contact information to our law firm via email (kwpostcompliance@gmail.com) or by telephone (480-588-0449), we will subpoena the records as outlined above.

You may have a right to file and serve a response to the subpoena anonymously. If you intend to file and serve a response, please do so, or notify us of your intent to do so, on or before March 11, 2016.

Review
#761945 Review #761945 is a subjective opinion of poster.
Reason of review
Poor customer service

Contact Royal London 360 Customer Service

Mailing Address:
Royal London 360
International House, Cooil Road
Douglas, Isle Of Man IM2 2SP
United Kingdom
Phone:
+44 162 468 1682
All Royal London 360 Contacts
The financial advisors that recommend this fund should have their licenses revoked. They misrepresent not only what the fund is capable of doing, but also avoid the penalties. Google it and you will read horror story after horror story of this scam and how Royal...
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2 comments
Anonymous
#1163785

RL360 are simply a platform provider, and as such they are categorically not a 'fund' however if you have invested into lousy funds that's another matter, and you should be looking at the funds as opposed to griping about a platform provider.

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Review
#641684 Review #641684 is a subjective opinion of poster.